Pay

Vaylt

Plan builder

Lay-by plans that feel more like money control than pressure.

The customer decides the deposit, the cadence, and the finish date. PayVaylt keeps the plan clean, visible, and easy to stay on top of.

Deposit chosen by customer

R 450 today

Flexible cadence

Weekly, fortnightly, or monthly

Completion term

Any term from 1 to 12 months

Cart from Bash partner checkout

2 items secured, total cart value R 2,850

The current PayVaylt flow lets the customer shape a plan before checkout pressure turns into credit pressure.

Active plans

Customer-selected terms

Defy 8kg Front Loader Washing Machine

Russells · R 700 monthly

On track

Deposit

R 1 500

Remaining

R 4 200

Term

6 months

Next payment 25 Apr 2026

Method Voucher + card top-up

Queen Bed Base Set

Pep Home · R 700 fortnightly

Payment due

Deposit

R 900

Remaining

R 2 100

Term

3 months

Next payment 18 Apr 2026

Method Direct EFT

School uniform bundle

Exact · R 180 monthly

Merchant review

Deposit

R 480

Remaining

R 720

Term

4 months

Next payment 02 May 2026

Method Store voucher

Ways to pay

Flexible and voucher-ready

Store voucher first

Use a vendor-specific voucher as part of the deposit or as an instalment.

Card or EFT top-up

Mix voucher value with cash payments to keep the plan flexible.

Custom reminder schedule

Customers choose due dates that match salary or household cash flow.

Exception handling

Item discontinued

If a merchant stops producing an item, the customer sees alternatives from the same store, a voucher conversion path, and an admin-reviewed refund option.

Late payment recovery

The system proposes a new pace instead of forcing cancellation immediately, keeping control with the customer.

Store notification flow

Partner merchants notify PayVaylt when stock, pricing, or product lines change so customers can act early.